Funny Insurance Story (449 hits)
Category: Humor -> Dumb JobsRating: -1.76 on 17 reviews (Rate this item) (V)
Submitted by Steven XXXX<bombtek187.at.yahoo.com> (View user info) at 2009-03-03 15:41:01 EST
This myth has been widespread, but I got bored today and started going through old claims. Apparently this story is not only real, but was an actual claim presented to the insurance company that I work for.
An older gentleman calls in one day and says that he has a cigar collection that he would like to insure. The agent that he speaks with decides that the best way to accomplish this is to add a scheduled personal property endorsement to the policy. So he adds them to the policy and attaches a value of $10,000 to them. He pays the premium on this endorsement for about a year and then files a claim on them. He says that the cigar collection was destroyed in a series of small fires. (The idiot smokes them) After filing the claim he admits to the fact that he smoked them. After reviewing the policy terms on the policy the adjustor that is working on the claim determines that there is no way out of paying for the claim. He cuts the gentleman a check for $10,000.
The guy is very happy with himself and goes on his merry way. We look desperately for a way that we can cancel this guy's policy, but to no avail. Then one day this case gets kicked up to underwriting and after going over the claim and the underwriter has a brilliant idea. We file a lawsuit against the insured for arson. We use the guy's own testimony against him in court and the judge orders that he pay the state a fine of $25,000 and spend 5 years in jail.
Moral of this story. Dont fuck with your insurance company.
User Reviews
Submitted by Bubba2341 (user info) at 2009-06-06 16:59:36 EDT (#)
Ranking: -2
:(
Submitted by HadToBeDone (user info) at 2009-03-03 18:44:08 EST (#)
Ranking: -2
Name for a public records search or it never happened.
Submitted by mixed_metaphor (user info) at 2009-03-03 17:21:16 EST (#)
Ranking: -2
This is just about as good as everything else you've posted.
That is to say, total excrement.
Submitted by EmissionImpossible (user info) at 2009-03-03 16:59:32 EST (#)
Ranking: -1
now if this had been an accounting tale, sage would have been experimenting with her pencil.
Submitted by BranDo (user info) at 2009-03-03 16:54:50 EST (#)
Ranking: -2
smoke up!
Submitted by Wildman (user info) at 2009-03-03 16:43:28 EST (#)
Ranking: -2
Get ready to go bye-bye.
Submitted by PlatinumScarecrow (user info) at 2009-03-03 16:31:02 EST (#)
Ranking: 0
Thanks Apollo. Plagiarism and urban legends won't get you far on uber.
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Plagiarism my ass. I said it was a myth. I've read the Urban Legend crap too. The only reason I put this story up here is because AFTER reading about it I looked through our claims and found this one. Perhaps you should read the entire post.
Submitted by PlatinumScarecrow (user info) at 2009-03-03 16:28:48 EST (#)
Ranking: 0
http://urbanlegends.about.com/library/blcigar.htm
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And?
Submitted by no1hasdis (user info) at 2009-03-03 16:27:21 EST (#)
Ranking: -2
Thanks Apollo. Plagiarism and urban legends won't get you far on uber.
Submitted by apollo88 (user info) at 2009-03-03 16:24:36 EST (#)
Ranking: -2
http://urbanlegends.about.com/library/blcigar.htm
Submitted by no1hasdis (user info) at 2009-03-03 16:22:39 EST (#)
Ranking: 0
Submitted by PlatinumScarecrow (user info) at 2009-03-03 16:08:00 EST (#)
Ranking: 0
Link some evidence this is real, and I'll give it a +2. As it is, I will give you the benfit of the doubt and give it a 0.
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Hmm.. Divulge internal company documents? NO! Odds of these documents being on the internet? Slim.
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who's going to notice on this obscure corner of the net? Go ahead and post them, along with the b-cock loving phyco ex and a copy of your restraining order.
Submitted by PlatinumScarecrow (user info) at 2009-03-03 16:08:00 EST (#)
Ranking: 0
Link some evidence this is real, and I'll give it a +2. As it is, I will give you the benfit of the doubt and give it a 0.
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Hmm.. Divulge internal company documents? NO! Odds of these documents being on the internet? Slim.
Submitted by billrhine (user info) at 2009-03-03 16:07:24 EST (#)
Ranking: -2
No Comment
Submitted by PlatinumScarecrow (user info) at 2009-03-03 16:06:32 EST (#)
Ranking: 0
I wish someone would commit arson on your computer.
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I wish your ratings were witty.
Submitted by Shlongy (user info) at 2009-03-03 16:01:17 EST (#)
Ranking: -2
I wish someone would commit arson on your computer.
Submitted by HadToBeDone (user info) at 2009-03-03 15:57:27 EST (#)
Ranking: -2
Where's the funny?
Submitted by no1hasdis (user info) at 2009-03-03 15:55:31 EST (#)
Ranking: 0
Link some evidence this is real, and I'll give it a +2. As it is, I will give you the benfit of the doubt and give it a 0.